Critical Illness Coverage
Critical Illness insurance pays you a lump sum benefit should you experience a catastrophic illness. You may also enroll your spouse and dependents in Critical Illness coverage. This is a voluntary benefit, which means you pay the entire cost of coverage.
Critical Illness will cover you if you experience any of the following:
- Cancer
- Heart Attack
- Stroke
- Paralysis
For a full list of covered benefits and details please see the plan document located in KPay>OurCompany>Documents>under Z Benefits Category.
For more information, visit www.cigna.com or call 800-997-1654.
Critical Illness Rates
This is a voluntary benefit, which means you pay the entire cost of coverage.
Cost Per Pay Period (24) | ||
---|---|---|
Age | Employee Rate per $5,000 | Spouse Rate per $2,500 |
Under age 25 | $0.230 | $0.120 |
25-29 | $0.250 | $0.140 |
30-34 | $0.425 | $0.230 |
35-39 | $0.750 | $0.380 |
40-44 | $1.355 | $0.670 |
45-49 | $2.425 | $1.190 |
50-54 | $3.955 | $1.865 |
55-59 | $6.325 | $2.850 |
60-64 | $9.770 | $4.270 |
65-69 | $15.025 | $6.370 |
70-74 | $21.645 | $9.295 |
75-79 | $30.170 | $13.400 |
80-84 | $37.475 | $17.020 |
85+ | $40.075 | $18.375 |
Child Rate | $0.035 per $1,250 |